Landlord Association

Check Your Applicant Before You Commit!

You can check your applicant's credit before you commit.  You can also collect an application fee from your tenant to pay for this service.  Collecting this fee is a common practice and it is a very small cost to your tenant compared to a deposit.  The background check won’t cost you a dime and you can sleep at night.  In cases of fair housing violations, you will have evidence to hold up in court.  You will have your deposit, and you will get a good tenant as well. 

Our Comprehensive Equifax Credit Reports include both a Risk Score and Social Search. Prospective tenant's can no longer hide their credit with a false social security number. We confirm each social security number with the Social Security Administration. You can also use the Risk Score lenders use to determine if your tenant is likely to pay their rent on time each month.

Call us to find out how you can set up an account to pull your credit reports online at 1-800-352-3395.

 

   
   


Landlords Join Forces to Collect Rent on Time with Monthly Credit Reporting and Rent Monitoring

Monthly reporting is the preferred way to induce monthly payments. Why? Constant surveillance. During a typical year your tenant may apply for credit 3 times. Waiting until the end of the lease to report allows too much leeway. All major creditors, banks, retailers and over 1,392,000 businesses nationwide report monthly. Many of these Fortune 500 companies make billions annually, yet they will report a $5 debt as fast as a $500 car payment. When money gets tight, your tenant will pay the creditors that report on a monthly basis first. Your rent is the highest monthly payment your tenant has. So, report monthly and get first in line to get paid.

 

 

 

     
       
 
 

How to Obtain Credit Reports, Eviction Reports, Criminal Reports, and Background Checks

To obtain a credit report fax us a rental application signed by the prospective tenant authorizing a credit report to 1-800-352-4588. Please make sure that the application includes the name, present address -including city, state and zip, phone number and the social security number of the prospective tenant. You may use our free rental application (see icon below), or your own application that authorizes a credit report. Please indicate which type of services you are requesting on your cover sheet. Please give us your full home address (we may only accept P.O. box numbers for credit card billing purposes) and your home telephone number for verification purposes.

If you are using us for the first time please include a copy of your driver's license, credit card number and the 3 digit card number (CV on the back of the card-for billing and identification purposes), a signed copy of the Subscriber Agreement (you may fill this out online or print it and fax it to us at 1-800-352-4588), proof of ownership of your rental property (examples are a deed, tax record, Realtor license, or business license-please see specific requirements listed on our Subscriber Agreement), a return phone and fax number.

If you are a member of the association you may set up an account to pull your reports online for 24 hour access to credit reports, criminal reports and eviction reports. To set up an account to pull reports online please fax us a copy of your drivers license, fill out a copy of the Subscriber Agreement form and choose the option to pull reports online, and fax them to us along with proof of ownership of at least one rental property (Please see exact requirements for proof listed on our Subscriber Agreement). Subscriber Agreement forms are available below.

Due to the recent increase in identity theft cases we must require the above documentation for all new customers. The National Association of Independent Landlords is a strong supporter of the Federal Trade Commission's "Deter, Detect, and Defend Campaign".


(Call us at 1-800-352-3395 for further information).

 
       
 

 

 

 

Deter. Detect. Defend. Avoid ID Theft - www.ftc.gov/idtheft

Fighting Back Against Identity Theft - Federal Trade Commission